Garfield AI

Get invoices paid. Fast, easy, no hassle

Save money on debt recovery with AI. Claim up to £10,000 through the English & Welsh small claims court. Authorised and regulated by the SRA.

Recover unpaid invoices up to £10k

No upfront fees

Authorised and regulated by the SRA

As seen on

The first AI law firm to be authorised and regulated by the Solicitors Regulation Authority

Garfield AI gets your invoices paid, in three easy steps:

Step 1

Add your invoices to get started

Garfield instantly reads and understands your claim - from invoices, contracts or linked accounting software.

Step 2

Garfield handles your legal letters

From polite chasers to handling defences in trial, our AI writes and sends your letters, and keeps you updated.

Step 3

Get paid and recover your costs

Garfield pushes for quick, amicable payments - but can escalate through the small claims court as needed.

Check your costs before using Garfield and recover them if you win

The easier, more affordable way to get your money back

+ you recover the cost if you win

* Garfield's fees are shown exclusive of VAT. Court fees are exempt from VAT.

* Costs are always in the discretion of the Court. Garfield's fees shown as recoverable are at or below the amounts the Court permits recovery of under CPR Part 45.

Calculate how much you could recover

RECOVERABLE

OPTIONAL

Polite chaser

Generate a letter that politely asks the debtor to pay the debt

RECOVERABLE

Letter Before Action

80% of claims end here

Generate a formal letter before action that is compliant with the County Court's official debt protocol.

RECOVERABLE

Claim Form

5% of claims end here

Generate a Claim Form and Particulars of Claim that comply with the Court rules, and let Garfield send them to Court for you.

RECOVERABLE

Default Judgment

10% of claims end here

If the claim is ignored by the debtor, generate an application for default judgment and let Garfield send it to Court for you.

RECOVERABLE

Admission

3% of claims end here

If the debtor admits the claim, Garfield will help you deal with the Admission and apply for judgment for you.

RECOVERABLE

Defended claim

2% of claims end here

If the claim is defended, Garfield will help you respond to the Defence and help you through the stages of a small claim to trial.

Click to collapse

Scales effortlessly for bulk users and enterprise clients.

Link your accounting software

Seamlessly connect your existing accounting systems to automatically identify and pursue outstanding debts. Garfield integrates with leading accounting software, transforming unpaid invoices into recovered revenue through automated legal proceedings.

See it in action

Collaborate with your team

Empower your entire team to drive revenue recovery. Grant access to finance, legal, and operations staff with role-based permissions. Track claims, share insights, and make decisions together while Garfield automates the complex legal work of debt recovery.

See it in action

Handle high volume of claims

Turn your backlog of unpaid invoices into a systematic recovery pipeline. Garfield processes high volumes of claims with the same precision as a single case.

See it in action

Syncs automatically with your accounting software

Why chase small debts manually? Save time and money with Garfield

With

Garfield AI

Add invoices (5 minutes)

Upload or sync your info, invoices and contracts

Generate (5 minutes / document)

Garfield drafts and send all documents, automatically

Recover money

Recover your money faster

Without Garfield

Research solicitors (half a day)

Find and vet qualified debt recovery lawyers

Initial consultation (£200+ per hour)

Meet to explain your case and get a quote

Wait for documents (weeks)

Solicitor drafts documents in their own time

Pay billable hours (hundreds of £ per hour)

Hope you recover enough to cover legal costs

Frequently Asked Questions

Everything you need to know about using Garfield to recover what you're owed.

Get fast answers to the most common questions about small claims, unpaid invoices, and how our AI legal tool helps you recover what you're owed.

Do you have a different question?

Is Garfield a lawyer?

Can Garfield give me legal advice?

What kinds of claims can Garfield help me with?

Can Garfield handle other types of claims apart from debt claims?

Can I stop using Garfield at any time?

I am owed more than £10,000 by a debtor. Can I use Garfield?

Can Garfield help me with settlement negotiations?

When my debtor pays, does it pay me or Garfield?

What happens if I win my case but the debtor does not pay?

Do I recover the fees I pay Garfield if I win my case?

Are there any hidden charges for using Garfield?

What happens if the defendant issues a counterclaim?

What happens if my claim is defended and it reaches trial?

What happens if the case is allocated to the fast track, intermediate track or multi-track?

I am a defendant. Can I use Garfield?

I've heard AI can "hallucinate". Is that a risk with Garfield?

How do you deal with the confidentiality of my/my client's information?

Get invoices paid. Fast, easy, no hassle

The first AI law firm to be authorised and regulated by the Solicitors Regulation Authority

The first AI law firm to be authorised and regulated by the Solicitors Regulation Authority