Recover unpaid invoices at scale

Get invoices paid fast.

Recover large volumes of unpaid invoices automatically. AI-powered debt recovery that scales with your business.

Regulated Legal Protection

Streamline the whole process with minimal user input

Step 1

Step 1

Add your invoices to get started

Garfield instantly reads and understands your claim - from invoices, contracts or linked accounting software.

Step 2

Step 2

Garfield handles your legal letters

From polite chasers to handling defences in trial, our AI writes and sends your letters, and keeps you updated.

Step 3

Step 3

Get paid and recover your costs

Garfield pushes for quick, amicable payments - but can escalate through the small claims court as needed.

What our customers say

Robert Hogarth

Co-founder & CEO at SettleIndex

"I uploaded the relevant documents and it produced a perfect claim letter. All that for ÂŁ9!"

David Bone avatar

David Bone

Finance Director at Mayer Brown

Using Garfield allowed us to successfully recover around ÂŁ7,000 in outstanding invoices with only a few minutes of work.
Nick Rogers avatar

Nick Rogers

Theatre Director at Hope Street Theatre

The process was all straightforward and the software was easy to use.
Owen King avatar

Owen King

Partner at April King Solicitors

Garfield has been tremendously successful from a time-saving perspective and for receiving full payment on invoices, typically within 24-48 hours.

Alex Monaco

Founder at Grapple

"There's no chasing, there's no nudges, there's no phone calls. I mean it's just instantaneous."

Recover thousands of unpaid invoices without the legal overhead

Pricing built for high-volume debt recovery

+ most of the cost is recovered if you win

* Garfield's fees are shown exclusive of VAT. Court fees are exempt from VAT.

* Costs are always in the discretion of the Court. Garfield's fees shown as recoverable are at or below the amounts the Court permits recovery of under CPR Part 45.

Calculate how much you could recover

Stage 2

Letter Before Action

Demand payment in a formal letter before action.

Claim of up to ÂŁ500

The amount of money owed to you

Total cost

ÂŁ9.50

Net cost

ÂŁ9.50

Recovered if you win

ÂŁ490.50

Polite chaser
OPTIONAL

Polite chaser

Garfield Fee

ÂŁ7.50

Letter Before Action

Letter Before Action

80% of claims end here

Garfield Fee

ÂŁ7.50

Claim Form

Claim Form

5% of claims end here

Garfield Fee

ÂŁ7.50

Default Judgment

Default Judgment

10% of claims end here

Garfield Fee

ÂŁ7.50

Admission

Admission

3% of claims end here

Garfield Fee

ÂŁ7.50

Defended claim

Defended claim

2% of claims end here

Garfield Fee

ÂŁ7.50

Click to collapse

For Law Firms, please request a bespoke quote at enquiries@garfield.law

Syncs automatically with your accounting software

Xero
Sage
Quickbooks
FreeAgent

Claim management that scales effortlessly with the size of your business

Link your accounting software

Link your accounting software

Seamlessly connect your existing accounting systems to automatically identify and pursue outstanding debts. Garfield integrates with leading accounting software, transforming unpaid invoices into recovered revenue through automated legal proceedings.

Collaborate with your team

Collaborate with your team

Empower your entire team to drive revenue recovery. Grant access to finance, legal, and operations staff with role-based permissions. Track claims, share insights, and make decisions together while Garfield automates the complex legal work of debt recovery.

Handle high volume of claims

Handle high volume of claims

Turn your backlog of unpaid invoices into a systematic recovery pipeline. Garfield processes high volumes of claims with the same precision as a single case.

Chasing small debts the old way is a waste of time and money

Garfield cuts out legal faff, meetings and billable hours — and gets you paid faster.

Feature comparison table showing Garfield AI offers all 7 key features including legal expertise, accounting software integration, bulk claims, 5-minute documents, faster recovery, low fees starting at ÂŁ7.50, and 7-day availability. Traditional lawyers offer legal expertise but at hundreds of pounds per hour with days-long waits. DIY is free but requires significant time investment and legal knowledge.
Feature
With Garfield AI
Legal expertiseYesLegal expertise
Connect accounting softwareYesConnect accounting software
Bulk create claimsYesBulk create claims
5 minutes per documentYes5 minutes per document
Recover money fasterYesRecover money faster
Low feesYesLow fees
Available 7 days a weekYesAvailable 7 days a week

Frequently Asked Questions

Everything you need to know about using Garfield to recover what you're owed.

Ready to recover your money?

Enterprise | Garfield Law