Public facing materials: Terms of Use

These Terms of Service (“Terms”) govern your access to and use of the publicly-accessible portions of the website located at www.garfield.law (the “Website”). The Website is owned and operated by Garfield.Law Ltd (“Garfield”, “we”, “us” or “our”).

1. Scope of Terms
1.1 These Terms apply to the content of the Website (including text, software, data, formatting, documents, graphics, written content, media and all other materials made available on the publicly-accessible portions of the Website) (collectively the “Content”).
1.2 Please review these Terms carefully. By accessing or using the Website, you agree to be bound by these Terms. If you do not accept these Terms, you must not access or use the Website or the Content.
1.3 These Terms relate only to the publicly accessible portions of the Website (i.e., sections that do not require a username/password login). Separate product or client Terms and conditions apply once you onboard as a user of Garfield.

2. Permitted Use
2.1 The Content is intended solely for your personal, non-commercial use. By accessing the Website, you agree that you will:
(a) not use the Website or the Content in violation of any applicable law or regulation;
(b) not copy, modify, reproduce, distribute, publish, display, transmit or otherwise exploit the Content (in whole or in part) except as expressly permitted;
(c) not take any action which could damage, disable, overburden or impair the functionality, availability or quality of the Website or the Content;
(d) not use automated tools (such as robots, spiders, crawlers) to access, monitor, extract or index the Website or the Content, nor bypass any access control or security feature;
(e) not use the Website for competitive or fraudulent activities, or to advertise, solicit or sell any goods or services, or to exploit the Content for commercial gain.

2.2 All intellectual property rights in the Content or on the Website are owned by us, our affiliates, our suppliers or third-party licensors. None of these rights may be reproduced without our prior written consent. Nothing in these Terms grants you a right, title or interest in the Website or the Content beyond the limited use permitted herein.

3. Disclaimer of Advice / No Solicitor-Client Relationship
3.1 The Content is provided “as is” and “as available”. We do not make any guarantee or representation or warranty whether express or implied regarding accuracy, completeness, timeliness, suitability, reliability or fitness for a particular purpose.
3.2 The Content is for general information only. It is not intended to create a solicitor-client relationship, nor to constitute legal or professional advice, and does not constitute an offer or solicitation of services. You accept that the Content’s information and materials may not reflect the most up-to-date legal developments. You should not act or rely on the Content without seeking appropriate professional advice.
3.3 We accept no liability for any loss or damage arising from your reliance on the Content. We bear no responsibility or liability regarding any matters connected to you or any third party’s use of the Content.

4. Third-party links
4.1 The Website may contain links to external websites or resources. We are not responsible or liable for the availability, content or accuracy of such external websites. We do not endorse nor make any representations about them.
4.2 You may link to our Website without prior permission, provided you link only to the homepage or publicly accessible Content and do not represent any endorsement by us.

5. Modification of Content and Terms
5.1 We may modify the Content at any time without notice. You should review the Website periodically to stay informed of any updates.
5.2 We may update these Terms from time to time. When we do, a revised “Effective Date” will appear at the top of these Terms. Your continued access or use of the Website after such revision means you accept the updated Terms.

6. Claims Estimator Tool
6.1 The Website may offer a claims estimator tool (the “Estimator Tool”) which allows users to enter details of a potential claim, such as the amount owed and the invoice date, in order to receive an estimated recovery amount. The estimate is generated for general informational purposes only and does not constitute legal or professional advice, a guarantee of outcome or a commitment by Garfield to accept or act on your claim.
6.2 Using the Estimator Tool does not create a client relationship, solicitor-client relationship or contract for services with us. If you elect to become a user, separate onboarding and user Terms will apply.
6.3 The Estimator Tool generates an indicative estimate by applying a straightforward calculation to the information you enter (for example, the amount owed and the invoice date). It does not use artificial intelligence and it does not make any decision about your claim. If you choose to onboard as a user, any decision about whether to accept or act on a claim is taken separately and involves review by qualified professionals.
6.4 By entering any information into the Estimator Tool you warrant that (i) you have the right to submit that information to us, (ii) you have obtained any required consents or legal basis to permit its use, and (iii) you will not enter any material containing third-party confidential or privileged information unless you are authorised to do so.

7. Data Protection & Confidentiality
7.1 The Estimator Tool calculates your estimate from the figures you enter (for example, the amount owed and the invoice date). This calculation is performed in your browser, and we do not store the figures you enter, or the resulting estimate, as a record. You do not need an account to use the Estimator Tool.
7.2 Any processing of personal data in connection with your use of the Website more generally, including website analytics, is described in our Privacy Notice and Cookie Policy.
7.3 If you choose to onboard as a user, the information you then provide will be handled in accordance with our client Terms and our Privacy Notice.
7.4 Where you provide contact details (for example, if you ask us to send you information or book a demo), we may contact you about your potential claim, our services and related resources, and you can opt out of such communications at any time.
7.5 If you object to our processing of your data on the basis of legitimate interests, or request access, correction, erasure or portability of your data, please refer to our Privacy Notice for instructions on how to contact us.
7.6 When you use the product as a signed-in user, we process product-usage and stability data (for example, through Mixpanel and Sentry) on the basis of our legitimate interest in maintaining, securing and improving the service. This does not involve advertising cookies. Full details, including how to object, are set out in our Privacy Notice.

8. Limitation of Liability
8.1 Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, or for fraud or for any liabilities which cannot by law be excluded or limited.
8.2 Subject to clause 8.1, our maximum aggregate liability to you in connection with your use of the Website or the Estimator Tool, whether in contract, tort (including negligence) or otherwise, shall be limited to £1 or the equivalent in your currency.
8.3 You agree not to rely on the output of the Estimator Tool as a guarantee of outcome, and we disclaim liability for any loss, damage or expense incurred as a result of your reliance on it.

9. Governing Law & Jurisdiction
9.1 These Terms are governed by and construed in accordance with English law.
9.2 Both you and Garfield accept the exclusive jurisdiction of the English courts.

10. Miscellaneous
10.1 If any provision of these Terms is held invalid, illegal or unenforceable in any respect, the validity, legality or enforceability of the remaining provisions shall not be affected or impaired thereby.
10.2 These Terms, together with our Privacy Notice and Cookie Policy, constitute the entire agreement between you and us in relation to your access and use of the Website’s publicly-facing portions and supersede any prior terms, representations or communications.
10.3 No waiver of any term of these Terms shall be deemed a continuing waiver unless expressly given in writing by us.