Send a Letter Before Action in minutes

Send a Letter Before Action in minutes

Generate legally compliant demand letters instantly. Most debtors pay after receiving a formal letter.

Ready in under 5 minutes

Legally compliant

SRA regulated legal service

The first AI law firm to be authorised and regulated by the Solicitors Regulation Authority

Send a compliant Letter Before Action in three steps

Step 1

Upload invoice step

Upload your invoice or contract

Simply upload your invoice, contract, or other evidence. Garfield extracts the key details - debtor name, amount owed, and due date - automatically.

Step 2

Review letter step

Review and send your letter

Garfield drafts a legally compliant Letter Before Action. Review it, make any edits, and send - all in under 5 minutes.

Step 3

Get paid step

Get paid or escalate to court

80% of debtors pay after receiving a Letter Before Action. If they do not, Garfield can escalate to court proceedings automatically.

Know your costs upfront - and recover them if you win

Letters Before Action from just ÂŁ7.50

+ you could recover the cost if you win

* Garfield's fees are shown exclusive of VAT. Court fees are exempt from VAT.

* Costs are always in the discretion of the Court. Garfield's fees shown as recoverable are at or below the amounts the Court permits recovery of under CPR Part 45.

Calculate how much you could recover

Stage 2

Letter Before Action

Demand payment in a formal letter before action.

Claim of up to ÂŁ500

The amount of money owed to you

Total cost

ÂŁ9.50

Net cost

ÂŁ9.50

Recovered if you win

ÂŁ490.50

Polite chaser
OPTIONAL

Polite chaser

Garfield Fee

ÂŁ7.50

Letter Before Action

Letter Before Action

80% of claims end here

Garfield Fee

ÂŁ7.50

Claim Form

Claim Form

5% of claims end here

Garfield Fee

ÂŁ7.50

Default Judgment

Default Judgment

10% of claims end here

Garfield Fee

ÂŁ7.50

Admission

Admission

3% of claims end here

Garfield Fee

ÂŁ7.50

Defended claim

Defended claim

2% of claims end here

Garfield Fee

ÂŁ7.50

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Letter Before Action | Send Demand Letters in Minutes | Garfield AI