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Hourglass and legal documents representing time limitations in debt recovery

By Philip Young · 15 March 2025 · Updated April 2026

I am owed money but the debt is quite old. Is this a problem?

Explore how the age of a debt affects its recoverability under English law, including limitation periods, exceptions, and practical implications for claimants pursuing old debts.

Debt recoveryLimitation periods
Money and documents

By Philip Young · 10 March 2025 · Updated April 2026

What is a small debt claim?

Explore the definition of small claims in the English court system, including exceptions to the small claims track and practical examples of how claims may be categorized.

Small ClaimsEnglish Courts
Money, wallet and coins

By Philip Young · 1 March 2025 · Updated April 2026

Recovering fees in a small claim

Understand the rules governing fee recovery in small claims in the English court system, including court fees, legal fees, and the advantages of using Garfield for cost recovery.

Small ClaimsLegal Fees
Legal scales and documents representing the balance between debt and damages claims

By Philip Young · 9 October 2024 · Updated April 2026

What is a debt and how does it differ from a claim for damages?

Explore the legal distinctions between debts and damages in English law, including their definitions, characteristics, and implications for court proceedings.

Debt ClaimsDamages Claims
Legal documents and scales of justice representing different tracks in English Courts

By Philip Young · 28 September 2024 · Updated April 2026

The different tracks in English Courts

Explore the four main tracks in the English court system for civil claims: small claims, fast track, intermediate track, and multi-track. Learn about their purposes, value limits, and procedural differences.

Small claims trackFast track
Handshake over legal documents representing settlement in debt claims

By Philip Young · 23 July 2024 · Updated April 2026

When to make a settlement offer

Explore the strategic timing and advantages of making settlement offers in small debt claims before English Courts, including considerations for the small claims track and tips for effective offer-making.

Settlement OffersSmall Debt Claims
Legal documents and calculator representing costs in small claims cases

By Philip Young · 18 July 2024 · Updated April 2026

Understanding costs in small claims: A guide for claimants

Learn about the cost implications for claimants in small claims cases within the English court system, including general rules, recoverable costs, and exceptions to standard practices.

Small claimsLegal costs
Calculator and coins representing interest charges on debts

By Philip Young · 15 July 2024 · Updated April 2026

Charging interest on debts: What you need to know

Explore the rules and considerations for charging interest on debts under English law, including contractual agreements, statutory provisions, and practical implications for creditors.

Debt recoveryInterest charges
Empty courtroom representing a claimant's absence from a small claims trial

By Philip Young · 23 June 2024 · Updated April 2026

What to do if you can’t attend the trial of your small debt claim

Explore the available courses of action for claimants who cannot attend their small debt claim trials in English Courts, including rescheduling, proceeding in absence, and settlement negotiations.

Small claimsCourt hearings
Legal documents and pen representing the admission form process in small claims

By Philip Young · 17 June 2024 · Updated April 2026

Navigating admission forms in small claims: Next steps for claimants

Learn about full and partial admissions in the English Court system, their implications for small claims, and how claimants should respond to Form N9A submissions.

Small claimsAdmission forms
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