Made for CFOs and Credit Controllers

Automate Credit Control at ScaleAutomate Credit Control at Scale

Recover aged debt your team would otherwise write off, automatically and at a fraction of solicitor fees. The first SRA-regulated AI law firm.

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Garfield mobile app: chat with the assistant

Garfield claims dashboard with totals and claim list

The problem

Unpaid invoices sit on your aged debtor report. Chasing it eats hours. Escalating it costs more than the debt is worth. So you write it off.

The solution

Integrate with Xero, Sage, FreeAgent or Quickbooks

Flag invoices for legal escalation, Garfield AI manages the claims, from first message to payment. You stay in control.

Or see how it works

No migration needed

Pull overdue invoices directly from your existing accounting software, or upload them in bulk by excel file or csv. No manual entry.

SyncingSynced to Garfield

Synced to Garfield

Always in control

Your team reviews every communication before it goes out. Approve, edit, or pause any claim. Full visibility at every stage.

Invoice overdue — Acme Ltd

Drafting letter before actionLetter before action drafted

Approved by your team

Sent via email

Sent via post

Payment received

Unpaid invoice #761

Invoice overdue

Letter before action drafted

Approved & sent

Payment received

Unpaid invoice #324

Invoice overdue

Letter before action drafted

Approved & sent

Letter rejected

Claim form issued

Judgment received

Payment received

Unpaid invoice #891

Invoice overdue

Letter before action drafted

Approved & sent

Payment received

Automatic recovery

Start with a batch to prove it works. Then connect your accounting software and let overdue invoices escalate automatically to payment, with no extra headcount.

Hartwell Supplies Ltd

Settled 2 mins ago

+£640

Meridian Dental

Settled just now

+£1,240

Northshore Build Co

Settled 1 min ago

+£890

The Garfield AI recovery process

Amount owed

Click the amount to edit

1. Letter Before Action

80% of claims end here

Recover your £3,000, within 30 days.

Garfield£7.50

Non-recoverable

2. Claim Form

5% of claims end here

Recover your £3,000, plus legal fees, within 4–6 weeks.

Garfield£80

Recoverable

Court£115

Recoverable

3. Default Judgment

10% of claims end here

Recover your £3,000, plus legal fees, within 2–4 weeks.

Garfield£22

Recoverable

4. Admission

3% of claims end here

Recover your £3,000, plus legal fees, within 2–6 weeks.

Garfield£40

Recoverable

5. Defended claim

2% of claims end here

Recover your £3,000 by automating the case to mediation and even trial.

Garfield£200

Non-recoverable

Court£181

Recoverable

How does Garfield AI compare?

	In-house team	Garfield AI	Solicitor	Debt agency
Low cost per claim	No	Yes	No	No
Can escalate to court	No	Yes	Yes	No
No commission	Yes	Yes	No	No
High success rate	No	Yes	Yes	Yes
Fast resolution	No	Yes	No	Yes
Preserves relationships	Yes	Yes	Yes	No
Scales without headcount	No	Yes	No	Yes

See how Garfield AI can reduce your aged debtors in just 30 days.

Or see how it works