Garfield AI

Written by

Philip Young

Founder & CEO

Table of contents:

1. Arrival and Court Formalities

2. The Courtroom Environment

3. The Trial Process

4. Evidence Presentation

5. Judgment and Costs

6. Post-Trial Procedures

Conclusion

Small debt claim trials: What to expect

Explore the process of a small debt claim trial in English Courts, including arrival procedures, case presentations, judge interactions, and judgment delivery.

Legal Procedures

6 minutes

Judge's gavel and legal documents representing a small debt claim trial

Attending a trial for a small debt claim in the English Courts can be an unfamiliar experience for many. Understanding what to expect can help reduce anxiety and ensure you are adequately prepared. Here's a detailed overview of the trial process for small debt claims:

1. Arrival and Court Formalities

  • Arrival: Arrive at least 15-30 minutes before your scheduled hearing time. This allows for security checks, finding the correct courtroom, and any last-minute preparations.
  • Check-in: Most courts have a reception desk or usher who can direct you to the correct courtroom and provide information about the proceedings.
  • Waiting: You'll typically wait in a public area until your case is called. Use this time to review your documents and prepare mentally for the hearing.

2. The Courtroom Environment

Small claims hearings are conducted in a more informal setting compared to higher court proceedings:

  • Setting: Usually held in smaller rooms rather than traditional courtrooms, creating a less intimidating atmosphere.
  • Seating: Simple tables and chairs rather than formal witness boxes and jury areas.
  • Dress Code: While formal business attire is recommended, the atmosphere is more relaxed than higher courts.

3. The Trial Process

Opening: The District Judge will introduce the case and confirm the identities of both parties. They will outline the claim and any defenses raised.

Claimant's Case: As the claimant, you'll present your case first:

  • Explain the basis of your debt claim
  • Present your evidence systematically
  • Call any witnesses if applicable
  • Answer questions from the Judge and defendant

Defendant's Response: The defendant will then present their defense:

  • Address the claimant's allegations
  • Present counter-evidence
  • Call witnesses if necessary
  • Explain any counterclaims

Judge's Questions: Throughout the hearing, the Judge may ask questions to clarify facts, understand evidence, or explore legal issues. This is normal and helps ensure they have all necessary information.

4. Evidence Presentation

  • Documents: Present copies of relevant contracts, invoices, correspondence, and proof of attempts to recover the debt
  • Witness Testimony: If witnesses attend, they'll be asked to give their account and may be questioned by both parties and the Judge
  • Questioning: Both parties can ask questions of each other and any witnesses, though this is conducted through the Judge

5. Judgment and Costs

Decision: After hearing all evidence, the Judge will deliver their judgment. This may be:

  • Immediate oral judgment with brief reasons
  • Reserved judgment delivered later in writing
  • Partial judgment on some issues with further directions

Costs: The Judge will also determine costs, which in small claims are typically limited to court fees and fixed costs.

6. Post-Trial Procedures

  • Written Order: A formal written order will be sent to both parties confirming the judgment
  • Payment Terms: If you succeed, the order will specify payment terms for the defendant
  • Enforcement: If the defendant doesn't pay voluntarily, you may need to consider enforcement options

Conclusion

Small debt claim trials are designed to be accessible and straightforward. The informal atmosphere, combined with the Judge's active role in managing proceedings, helps ensure that both parties can present their cases effectively. Proper preparation and understanding of the process will help you navigate the trial with confidence and present your case in the best possible light.

About the Author

Philip Young

Philip Young

Founder & CEO

Philip is the co-founder and CEO of Garfield AI, the world's first SRA-authorised law firm to provide legal services via AI. The platform helps businesses recover debts up to £10k through England & Wales' small claims process. A qualified solicitor and solicitor advocate, Philip spent eight years at Baker & McKenzie specialising in complex international litigation before co-founding boutique firm Cooke, Young & Keidan LLP in 2009. He retired from practice in 2022 and launched Garfield AI the following year with co-founder Daniel Long. Philip also serves on the advisory committee of Winward Litigation Finance.

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